Personal Loans

Home Loans

Buying a new home is an important decision, and we're here to help you. We offer both fixed and adjustable-rate mortgages with competitive rates and terms. Pre-qualify and enjoy even more flexibility. Want to get started? Click here to begin our online application process, or learn more about our home loans.

Thinking about refinancing? A good rule of thumb is to refinance when interest rates drop one percent below your loan rate. You should recoup your closing costs in 12 to 18 months from the money you save in interest.

Home Equity Line of Credit and Home Equity Loans

You can use equity in your home to consolidate debt, buy a new car or see Europe...it's up to you. We have home equity loans with a specified amount and term, as well as revolving lines of credit. With our line of credit, you access your line just by writing a check. As you make payments, your money becomes available to use again and again. Contact us for more information, a rate quote or a loan application.

Personal Loans

Need money for a new car or home improvement? We look for ways to say yes to all your banking needs, and we make the application process comfortable and easy!

Ready Reserve Line of Credit

This overdraft protection plan can help protect your account from costly overdrafts and returned items.  When an overdraft occurs, money is transferred from your line of credit to your checking account to return the balance to $0.  Your line has a pre-authorized credit limit and an annual percentage interest rate.