Personal Savings

Regular Savings

Premium Money Market Savings

  • Tiered interest rates on your account balance
  • Six transactions per month
  • $2,500 opening deposit
  • Monthly maintenance fee - $8.00. (Fee waived with average daily balance of $2,500 or daily minimum balance of $1,200; six withdrawals per month; $10.00 fee per withdrawal over six, and account will be converted to Free Checking if withdrawals regularly exceed six per month.)
  • Internet banking
  • Click here to open an account online today!

Mega Savers

  • For depositor under the age of 18.
  • Six fee withdrawals per month. ($2.00 per withdrawal for more than six withdrawals per month; account will be converted to checking if withdrawals regularly exceed six per month.)
  • Special activities
  • Prizes
  • $10 opening deposit
  • Click here to open an online account today!

Club Accounts

  • The easy way to save for Christmas, tax season, education, vacation, or anything your heart desires. 
  • Convenient, automatic transfers are made from your checking account into the club account over a 50-week program.  You pick the frequency: weekly, semi-monthly, or monthly. 
  • At the end of 50 weeks, we transfer the balance back to your checking account, with interest.
NEWS AT CITIZENS For the latest updates click here.