Personal Checking Account Comparisons

  Free Checking Smart Money Checking Smart Tunes Checking Freedom Checking Fun Seeker Checking Second Chance Checking Premium Money Market
Opening Deposit $100 $100 $50 $100 $100 $50 $2,500
Monthly Service Charge None None None $8.00 waived with combined deposit balance of $2500 or more $5.00 waived with combined deposit balance of $5000 or more $10.00 $8.00 waived with combined deposit balance of $2500 or more
Interest-Bearing   X   X

X

  X
VISA® Check Card X X X X X X  
Internet & Phone Banking X X X X X X X
Direct Deposit X X X X X X X
Citizens Overdraft Privilege Service X X X X X    
Imaged Statements       X X X X
E-Statements (Imaged)   X X        
Unlimited Transactions X X X X X X  
Free cashier's checks, money orders, notary service       X X    
Safe Deposit Box Free for 1 year (subject to availability)       X X    
Membership to Fun Seekers Travel Club         X    
ATM Refunds   X X*        
Premium Interest   X          
Music Rewards    

X*

*With e-statements and 12 debit card transactions per month

       
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