We'd like to be the bank for your business. We offer flexible products and competitive rates and terms. And our business banking team has the depth and expertise to develop creative financing strategies to help your company grow.
Business Revolving Line of Credit
If you need a way to facilitate the working capital requirements of your business, a line of credit could be the answer.
- Provide for seasonal fluctuations in working capital
- Carry accounts receivable and/or inventory
- Obtain short-term working capital
- Take advantage of trade discounts
- Improve liquidity
- Real Estate/Construction financing
Citizens Bank makes loans for all types of real estate:
- Commercial and industrial properties
- Retail property
- Single and multi-family homes
- Construction or expansion
Whether you're building, expanding or refinancing existing properties, we offer loan products tailored to your specific business circumstances.
Purchase or refinance business assets including equipment and vehicles. The regular monthly payments on a business installment loan allow you to manage your cash flow during a time of business expansion. Depending on the type of loan, fixed or variable interest rates are available over terms from 1 to 7 years.
Additional Credit Services
- Letters of credit
- Specialized agricultural lending products
- Merchant bank card
- Citizens Bank corporate credit card
- All forms of SBA lending, including 7A and 504 loans