Business Checking

Free Small Business Checking

  • $100 minimum initial deposit
  • No minimum balance requirement
  • No monthly service charge
  • No item charges for first 150 items; $0.50 per item over 150 (ACH/POS items free)
  • Click here to open an account online!

Business Classic Checking

  • $100 minimum initial deposit
  • No minimum balance requirement
  • $7 monthly fee
  • $.12 per debit (ACH/POS items free)
  • $.12 per credit (ACH/POS items free)
  • $.15 per deposited item
  • Click here to open an account online!

Analysis Checking

  • Provides detailed information about activity, allowing you to better manage your cash position
  • 100 minimum initial deposit
  • No minimum balance requirement
  • $15 fee for monthly analysis statement
  • Earnings credit, based on account balances will offset monthly account charges:
    • $10 monthly fee
    • $.15 per debit (ACH/POS items free)
    • $.15 per credit (ACH/POS items free)
    • $.15 per deposited item

The bank sets a rate to calculate FDIC Assessment charges based on average ledger balance per $100, as well as a rate to calculate charges on the Average Negative Available Balance.  Click here to open an account online!

 

Business Interest Checking

  • Interest rate is variable and tiered for balances up to $1,000, $1,000 to $10,000, $10,000 to $25,000, and $25,000 and over
  • No minimum balance required
  • $100 minimum initial deposit
  • $7 per monthly fee
  • $.10 per debit (ACH/POS items free)
  • $.10 per credit (ACH/POS items free)
  • $.15 per deposited item
NEWS AT CITIZENS For the latest updates click here.