No item charges for first 150 items; $0.50 per item over 150 (ACH/POS items free)
Business Classic Checking
$100 minimum initial deposit
No minimum balance requirement
$7 monthly fee
$.12 per debit (ACH/POS items free)
$.12 per credit (ACH/POS items free)
$.15 per deposited item
Earnings credit $.03 per $100 average balance
Analysis Checking
Provides detailed information about activity, allowing you to better manage your cash position
100 minimum initial deposit
No minimum balance requirement
$15 fee for monthly analysis statement
Earnings credit, based on account balances will offset monthly account charges:
$10 monthly fee
$.15 per debit (ACH/POS items free)
$.15 per credit (ACH/POS items free)
$.15 per deposited item
The bank sets a rate to calculate FDIC Assessment charges based on average ledger balance per $100, as well as a rate to calculate charges on the Average Negative Available Balance.
Business Interest Checking
Interest rate is variable and tiered for balances up to $1,000, $1,000 to $10,000, $10,000 to $25,000, and $25,000 and over